MBOttawa_stack_colourPMS.png Apply Now
Free Guide

Everything you need to buy your first home

The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.

  • How much you can actually afford
  • Every cost beyond the purchase price
  • A step-by-step timeline from offer to closing
Download your free guide
What's Inside

A chapter for every step

Budgeting & affordability

What lenders actually look at, and how much home that really buys you.

Down payments & closing costs

Every cost beyond the purchase price, laid out line by line.

Getting pre-approved

What to have ready, and how a pre-approval actually strengthens an offer.

From offer to keys

A step-by-step timeline of what happens, and when, between an accepted offer and closing day.

A look inside

Getting started with a broker
Getting started with a broker
Choosing the right mortgage
Choosing the right mortgage
Savings programs for every buyer
Savings programs for every buyer
Why It Matters

Real answers, not just homework

This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.

  • Plain-language explanations, no jargon left unexplained
  • Local context — Ottawa land transfer tax, programs and lenders
  • Built to be read once and kept for reference through closing
Get your copy
Client Stories

Home buyers like you

“I recently worked with Kim to refinance my property and buy out my partner. She made the process feel easy and reduced all of my concerns! She was informative, supportive and had all the answers to my questions. I couldn’t have asked for…
AM
Amber M.
“We have had the pleasure of working with Kim Barresi twice in the past 6 years and would not hesitate to recommend her to our friends and family! Kim is professional, knowledgeable and consistently goes above and beyond to ensure the best…
A
Andrew and Ashley
“Kim has been my mortgage broker for more than 13 years! She has helped me with the construction of a new home, moving to another home, and a few mortgage renewals. She is always so helpful and very knowledgeable!”
A
Anie and Mike M.
“Having Kim on my side was essential. She handled all of the leg work and brought me the best price for my situation. I have recommended Kim to my friends & family without hesitation. Great experience. Thank you. Brad”
BD
Brad D.
“My wife, mother-in-law and I were in a position where we needed a mortgage very quickly, and were in danger of losing our purchase if the financing fell through. In the time we had, Kim was able to secure the financing we needed and well…
BG
Brian G.
“Kim Barresi was a wonderful asset for my wife and I as we looked for the best mortgage product to purchase our new home. Her prompt attention, availability and knowledge of the business helped us to obtain a great product at best possible…
C
Colin and Linda M.
“I recently worked with Kim to refinance my property and buy out my partner. She made the process feel easy and reduced all of my concerns! She was informative, supportive and had all the answers to my questions. I couldn’t have asked for a better experience given the stressful circumstances. Thanks Kim!”
Amber M.
“We have had the pleasure of working with Kim Barresi twice in the past 6 years and would not hesitate to recommend her to our friends and family! Kim is professional, knowledgeable and consistently goes above and beyond to ensure the best service for her clients. On both occasions working with Kim she walked us through the process and offered guidance answering all of our many questions, making sure we were comfortable with our decisions. Working with Kim was one of our best decisions, I guarantee you will feel the same way! Ashley and Andrew”
Andrew and Ashley
“My wife, mother-in-law and I were in a position where we needed a mortgage very quickly, and were in danger of losing our purchase if the financing fell through. In the time we had, Kim was able to secure the financing we needed and well inside the timeframe - Kim&#39s help was invaluable to us and the purchase closed with no difficulties.”
Brian G.
“Kim Barresi was a wonderful asset for my wife and I as we looked for the best mortgage product to purchase our new home. Her prompt attention, availability and knowledge of the business helped us to obtain a great product at best possible rates in very good timing for our house purchase and major home renovation.”
Colin and Linda M.
Ready When You Are

Talk to a broker about your next move

Download the Home Buyer's Guide to start discovering mortgage tips.

Get Started See Today's Rates